The Role of E-Governance in Enhancing the Competitiveness of Commercial Banks A Field Study on Customers of Commercial Bank Branches in Zawiya City. م ع ش [Internet]. 2025 Dec. 15 [cited 2026 Mar. 17];10(ملحق 38):1909-31. Available from: https://cjos.histr.edu.ly/index.php/journal/article/view/1542