A proposed framework for disclosing credit risks and its implications on the quality of banks’ financial reports “an applied study”. م ع ش [انترنت]. 1 ديسمبر، 2024 [وثق 7 نوفمبر، 2025];9(33):124-40. موجود في: https://cjos.histr.edu.ly/index.php/journal/article/view/39